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ZERO DOWN |
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Earnest money. A deposit given to the seller to show that a prospective buyer is serious about buying the house. Easement. A right of way giving persons other than the owner access to or over a property. Equal Credit Opportunity Act (ECOA). A federal law that prohibits lenders from denying mortgages on the basis of he borrower’s race, color, religion, national origin, age, sex, or marital status, or receipt of income from public assistance programs. Equity. The difference between the market value of a property and the homeowner’s outstanding mortgage balance. Escrow. The holding of documents and money by a neutral third party prior to closing; also, an account held by the lender into which a homeowner pays money for taxes and insurance. |
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A service of Jerry Johnson, REMAX associates plus, inc. |
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